HOPE has a heart for the underserved places, where poverty and suffering are at their worst. Sometimes that means areas where the spiritual soil is tough. Other times it means working in areas where conflict is widespread or infrastructure and well-established banking systems are non-existent. HOPE's countries of operation*, though disparate in many ways, share a common lack of access to formal lending institutions for those citizens who are living in poverty. Though the challenges in such environments are numerous, HOPE's impact can make a tremendous difference. HOPE's efforts are concentrated in Africa, Asia, Latin America, and Eastern Europe. Click on a country below to learn more about HOPE's work.

*HOPE also works in a country in Asia whose name has been withheld for security.