There are many ways to leave a legacy,
and for those who would like their legacy to include a long-term gift to HOPE International, there are many options to consider. HOPE encourages potential legacy givers to speak with a financial advisor and a HOPE representative to determine which legacy giving options can most effectively meet the giver’s goals and HOPE’s needs.
Planned gifts are designed to fit within a donor’s comprehensive estate plans, fulfilling the donor’s philanthropic goals, reducing income taxes, avoiding capital gains or estate taxes, and retaining lifetime income if desired, all while helping to guarantee HOPE’s future financial support. Common forms of planned giving include charitable gift annuities and donor advised funds.
A nonprofit’s endowments represent its permanently held capital. Depending on the guidelines established for each particular endowment, income and/or principal from the endowment can be used to support the ministry’s work. HOPE International has two endowments. Both endowments accept additional gifts and benefit HOPE by providing a secure source of long-term support.
In 2009, a HOPE donor generously provided the funds to establish the HOPE International Loan Endowment. Half of this endowment’s annual earnings are used to provide loans to clients with a pre-defined portion used to cover program support until becoming self-sufficient. The remaining half are reinvested into the endowment to ensure growth. The principal of this endowment will remain intact in perpetuity.
Why was the HOPE International Loan Endowment established?
The purpose of the endowment is for HOPE to have a stable, tax-free income source to absorb any fluctuations that might occur during an unexpected downturn in the economy. The goal is to grow that source of income each year through additional donations. One half of the endowment’s income directly funds HOPE’s lending and savings programs, while the other half is reinvested to ensure growth.
HOPE’s Board-Designated Endowment includes a mix of real estate and investments. As an unrestricted endowment controlled by HOPE’s board of directors, it provides invaluable flexibility for HOPE’s financial planning and reduces reliance on specific funding sources.
Non-traditional gifts to HOPE could include gifts of personal property, life insurance policies, retirement plans, real estate, and appreciated stocks. HOPE would be happy to discuss these and other options with interested donors. Many of these types of gifts can be made through HOPE's non-cash giving tool.
HOPE International is committed to protecting your privacy and security.
This is our guarantee that we will not misuse the information you entrust to us. This policy does not apply to your use of affiliated sites which link to HOPE International.
On HOPE International's site, we do not require you to identify yourself or reveal any personal information. We may track the number of visitors to the different sections of our site, but we do not collect personal data without your permission.
The only way we will obtain identifying information about you when you visit our site is if you voluntarily submit that information to HOPE International. We will never intentionally disclose any personal identification information about you as an individual user to any third party without having received your permission.
When you provide personal details in order to make a donation, HOPE International collects the information needed to complete your transaction, receipt your gift, and communicate back to you. Credit card data is used only for contribution processing; it is not retained by HOPE but is processed by third-party merchant account processors using PCI-compliant methods. We will never sell or share your information, whether collected online or offline, without your permission.
You may see advertising or other content on our site that links to other websites of our sponsors, licensors, and other third parties. We do not control the contents or links that appear on these sites. We encourage you to review the privacy policies of any third-party sites or services before providing any of them with your personal information.
The articles, photographs, logos, etc., on HOPE International's website are either the copyrighted property of HOPE International or are copyrighted by another company and used with their permission. Please honor these copyrights and do not reproduce these materials without our express written permission.
Protecting your privacy and your information is a top priority. We have taken careful physical, electronic, and managerial measures to provide safe transmission of information from your device to our servers to best secure your personal information. When sensitive information, such as a credit card number, is entered in our online forms, the data is encrypted using secure socket layer technology (SSL). This process is handled by a third-party commercial credit card processing institution. Our donation and order processing systems are routinely tested for PCI-compliance, and adjustments to security settings are made as necessary.