Our story

Following the fall of the Soviet Union in Ukraine in the early 1990s, Jeff Rutt, a Lancaster, Pennsylvania-based homebuilder, traveled to Ukraine numerous times with his church, transporting containers of food, clothing, and medical supplies to the city of Zaporozhye.

After several of these visits, a local pastor pulled Jeff aside and told him honestly that the shipments were not helping. Instead of handouts, the pastor felt that his community needed a hand up.

Though people were accessing needed supplies, they had become dependent on American charity. In addition, local businesses could not compete with the free handouts. The well-intentioned aid shipments were actually doing more harm than good by depressing local industry and initiative.

Jeff returned from the trip with a strong drive to find a solution. He plunged into research and eventually discovered the concept of microenterprise development, then a little-known poverty alleviation strategy.

Peter Greer, HOPE's current president, joined HOPE in 2004, ushering in a period of strategic growth and increased public awareness. Under Peter's leadership, HOPE has grown to serve in 16 countries around the world.

Jeff Rutt, HOPE International's Founder



HOPE is officially established as a 501(c)(3) nonprofit. Paul and Cindy Marty relocate to Ukraine to spearhead HOPE’s first program. They also begin Tomorrow Clubs, a children’s ministry to love and disciple Ukrainian children.


The first loans are disbursed in Ukraine.


HOPE expands to a second country, opening an office in China.


Peter Greer becomes HOPE’s president. HOPE expands to the Democratic Republic of Congo and distributes our 10,000th loan.


HOPE establishes partnerships with Esperanza International in the Dominican Republic, Urwego in Rwanda, and Invest-Credit in Moldova.


In partnership with Esperanza, HOPE expands to Haiti.


By February, HOPE has disbursed close to 100,000 loans with a net portfolio outstanding of $6 million. HOPE partners with ROMCOM in Romania and the Center for Community Transformation in the Philippines. HOPE also launches a savings and credit association program in Rwanda and partners with an organization to promote savings in India. Desiring to remain Christ-centered, HOPE implements yearly spiritual integration plans for each program and partner.


HOPE partners with Turame Community Finance in Burundi.


HOPE articulates our three strategic goals: Christ-centeredness, quality, and growth. In pursuit of these goals, we distribute our 1 millionth loan and begin operating in the Republic of Congo. We partner with Crown Financial Ministries to show the God Provides films to the families we serve.


HOPE expands our savings and credit association programs into Zimbabwe and Peru.


HOPE starts a savings and credit association program in Burundi.


HOPE starts a savings and credit association program in Malawi and celebrates the distribution of our 2 millionth loan. In keeping with HOPE’s commitment to generosity, HOPE creates the philanthropic dividend policy, in which HOPE-managed microfinance institutions give away a portion of profits to support local programs for children and youth.


HOPE deepens discipleship by piloting opt-in Bible studies led by local pastors for clients interested in additional discipleship.


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